Real Estate and Economic Education for Your Clients Post COVID-19

The key question to focus on is this – How can we best add value to our clients? In times of uncertainty, the person who brings the most clarity adds the most value.  Common questions that keep coming up:  What’s going to happen to the economy? Will there be a lot of foreclosures? Is this […]

Business Spotlight – Ryan Grant Team

We are honored to be featured in Real Producers Magazine. Check out our business spotlight on page 10! Click the link below to view the full article in Real Producers Magazine: https://www.flipsnack.com/realproducerssouthoc/feb-2020-south-oc-real-producers/full-view.html

How to Buy a Rental Property

Let’s face it – we can only teach so much about how to buy a rental property in a short blog post. But this will at least give you the basics, and you can continue to dive into the topic with further research if you’re still interested.  At a high level, here are the three […]

Should You Withdraw Your 401K to Buy a Home?

Does it make sense to withdraw your 401K to buy a home? Even though it is an option, it’s not one we generally recommend. To understand why, let’s start by talking about the 401K itself.  What is a 401K? As you most likely know, the 401K is a retirement savings vehicle. It gives employees a […]

5 Things to Consider Before Buying a Rental Property

Investing in real estate is often seen as Wealth 101. It’s been used by millions of people across the world to increase their portfolio and build passive income for themselves and their families.  Investing in real estate is not for the faint of heart. Here are a few things to consider before buying your first […]

What is a Debt-to-Income Ratio?

What is your debt-to-income ratio, and why is it important when you’re applying for a mortgage? After all, it’s a term you’re almost guaranteed to hear during the mortgage application process. This short article will cover the basics of what it is, why it’s important, and what’s considered a good ratio to strive for.  What […]

How to Improve Your Debt-to-Income Ratio

Need to improve your debt-to-income ratio? As one of the main metrics evaluated by lenders for a mortgage, a lot of people can benefit from taking action to improve this particular number. Let’s look at the three options you have to lower the ratio and get you approved for that mortgage you deserve.  Lower Debt-to-Income […]

Should You Get a 15-Year or 30-Year Mortgage?

Should you get a 15-year or 30-year mortgage? Both have their pros and cons, so let’s look at a few things to consider as you debate your options. 15-Year Mortgage vs. 30-Year: Monthly Costs The main reason most people choose to do a 30-year mortgage is the overall monthly cost is lower. This is attractive […]

Single-Family Home vs. Townhouse or Condo

When you’re looking for your next home, the single-family home vs. townhouse or condo debate may come up. Here are a few things to think about as you go through your options. Single Family Home vs. Condo- Location One of the first and most important things to think about is where you want to live. […]